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Premski's avatar

I am long wise and extensive user of Revolut and wise to.

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James | Slack Capital's avatar

Great article! My business has recently been exploring International Payment Gateways, so this is fun to read.

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Nishant Chandra's avatar

Very interesting but what gives me pause is the $2B in debt on only a almost $5B Market Cap, that's a pretty large number

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Kristopher Rymer's avatar

I assume you refer to EEFT. I can see your concern if you frame it that way. I also consider the unrestricted cash and EBITDA of the business, which doesn't concern me. Plus the nature of the industry.

Net Debt-to-EBITDA is only 1x. Interest coverage exceeds 10x. And they are growing organically.

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